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  • There are three categories of refinance loans; Interest Rate Reduction Refinancing Loans (IRRRL), TYPE I Cash-Out Refinance and TYPE II Cash-Out Refinance

  • A 3-year ARM saves you money in the short term, but it can saddle you with big costs in the long run. Find out more in our guide to 3-year ARMs.

  • Interviewing a realtor (or three)? Here are the top questions to ask when you’re buying or selling a home.

  • The City of Pittsburgh offers a first time home buyer program for home buyers. The City also offers a down payment & closing cost assistance program

  • If you’re taking out a conventional mortgage & have less than a 20% down payment, the mortgage company will require you to purchase private mortgage insurance

  • A mortgage contingency is a clause that gives home buyers time to get a mortgage or the ability to break a contract if a mortgage is denied to them.