Buying a Home

Discover how to navigate the real estate market and land your dream home. Learn everything you need to know about negotiations, financing, and more.

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  • The City of Pittsburgh offers a first time home buyer program for home buyers. The City also offers a down payment & closing cost assistance program

  • If you’re taking out a conventional mortgage & have less than a 20% down payment, the mortgage company will require you to purchase private mortgage insurance

  • A mortgage contingency is a clause that gives home buyers time to get a mortgage or the ability to break a contract if a mortgage is denied to them.

  • FHA guidelines for gift funds allow you to use gifts for your down payment and closing costs as long as they’re not a loan and come from an acceptable source.

  • Don't have the traditional 20% for a down payment on a house? Check out our guide for mortgages that require low or no down payments.

  • The Dauphin County Home Buyers Program is designed to assist low, moderate & median income households in purchasing their 1st home in Dauphin County