PHFA Keystone Home Loan Income & Purchase Price Limits
Contained on this page are the sales price and household income limits for the Pennsylvania Housing Finance Agency's Keystone Home Loan Program (PHFA) as of 7/2019
The Pennsylvania counties listed with a (T) are targeted counties for this program. Home buyers who purchase in these counties are not required to be first-time buyers, however, applicants must meet the income and purchase limits in these counties in addition to the underwriting guidelines. PHFA does not provide mortgage financing for 3 or more units. Owner occupied residences only. Read more
| County | Purchase Price Limit | 1 and 2 Member Households | 3 or more Member Households |
|---|---|---|---|
| Adams | $283,300 | $79,400 | $91,300 |
| Allegheny | $283,300 | $79,900 | $91,800 |
| Armstrong (T) | $346,300 | $92,200 | $107,600 |
| Beaver | $283,300 | $79,900 | $91,800 |
| Bedford (T) | $346,300 | $92,200 | $107,600 |
| Berks | $283,300 | $76,900 | $88,400 |
| Blair (T) | $346,300 | $92,200 | $107,600 |
| Bradford (T) | $346,300 | $92,200 | $107,600 |
| Bucks | $362,200 | $90,100 | $103,600 |
| Butler | $283,300 | $79,900 | $91,800 |
| Cambria (T) | $346,300 | $92,200 | $107,600 |
| Cameron (T) | $346,300 | $92,200 | $107,600 |
| Carbon | $335,300 | $79,800 | $91,700 |
| Centre | $283,300 | $93,000 | $106,900 |
| Chester | $362,200 | $90,100 | $103,600 |
| Clarion (T) | $346,300 | $92,200 | $107,600 |
| Clearfield (T) | $346,300 | $92,200 | $107,600 |
| Clinton (T) | $346,300 | $92,200 | $107,600 |
| Columbia (T) | $346,300 | $92,200 | $107,600 |
| Crawford (T) | $346,300 | $92,200 | $107,600 |
| Cumberland | $283,300 | $81,100 | $93,200 |
| Dauphin | $283,300 | $81,100 | $93,200 |
| Delaware | $362,200 | $90,100 | $103,600 |
| Elk | $283,300 | $76,900 | $88,400 |
| Erie | $283,300 | $76,900 | $88,400 |
| Fayette (T) | $346,300 | $95,800 | $111,800 |
| Forest (T) | $346,300 | $92,200 | $107,600 |
| Franklin | $283,300 | $76,900 | $88,400 |
| Fulton (T) | $346,300 | $92,200 | $107,600 |
| Greene (T) | $346,300 | $92,200 | $107,600 |
| Huntingdon (T) | $346,300 | $92,200 | $107,600 |
| Indiana | $283,300 | $76,900 | $88,400 |
| Jefferson (T) | $346,300 | $92,200 | $107,600 |
| Juniata (T) | $346,300 | $92,200 | $107,600 |
| Lackawanna (T) | $346,300 | $92,200 | $107,600 |
| Lancaster | $283,300 | $76,900 | $88,400 |
| Lawrence (T) | $346,300 | $92,200 | $107,600 |
| Lebanon | $283,300 | $76,900 | $88,400 |
| Lehigh | $335,300 | $79,800 | $91,700 |
| Luzerne (T) | $346,300 | $92,200 | $107,600 |
| Lycoming (T) | $346,300 | $92,200 | $107,600 |
| McKean | $283,300 | $76,900 | $88,400 |
| Mercer (T) | $346,300 | $92,200 | $107,600 |
| Mifflin (T) | $346,300 | $92,200 | $107,600 |
| Monroe | $283,300 | $78,800 | $90,600 |
| Montgomery | $362,200 | $90,100 | $103,600 |
| Montour (T) | $346,300 | $92,200 | $107,600 |
| Northampton | $335,300 | $79,800 | $91,700 |
| Northumberland (T) | $346,300 | $92,200 | $107,600 |
| Perry (T) | $346,300 | $97,300 | $113,500 |
| Philadelphia (T) | $442,700 | $108,100 | $126,100 |
| Pike | $423,900 | $90,400 | $105,500 |
| Potter (T) | $346,300 | $92,200 | $107,600 |
| Schuylkill (T) | $346,300 | $92,200 | $107,600 |
| Snyder (T) | $346,300 | $92,200 | $107,600 |
| Somerset (T) | $346,300 | $92,200 | $107,600 |
| Sullivan (T) | $346,300 | $92,200 | $107,600 |
| Susquehanna (T) | $346,300 | $92,200 | $107,600 |
| Tioga (T) | $346,300 | $92,200 | $107,600 |
| Union | $283,300 | $76,900 | $88,400 |
| Venango (T) | $346,300 | $92,200 | $107,600 |
| Warren | $283,300 | $76,900 | $88,400 |
| Washington (T) | $346,300 | $95,800 | $111,800 |
| Wayne (T) | $346,300 | $92,200 | $107,600 |
| Westmoreland | $283,300 | $79,900 | $91,800 |
| Wyoming (T) | $346,300 | $92,200 | $107,600 |
| York | $283,300 | $76,900 | $88,400 |
