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Mortgage Advice

Ready to buy the home of your dreams? Use these guides to explore your mortgage options and find the ideal solution for your needs.

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The Latest

  • What is an escrow account and how does it work? Learn everything you need to know about escrow during your home purchase and over the life of your loan.

  • The pandemic seriously disrupted the retirement plans of millions of American workers. Many of them have seen their retirement timelines set back by years or decades, and as the economy heads toward a possible recession, it could take years to make up lost ground.

  • Good credit helps when you buy a house, but you don’t need perfect credit to get a loan. Our guide breaks down loan options for different FICO scores.

  • Interest-only loans can keep your monthly mortgage low, but they also keep you from building equity. This guide can help you decide if an interest-only loan works for you.

  • The Keystone Government Loan Program is based on FHA, VA or USDA loans. There are no income or sales price limitations and no first time home buyer requirements.

  • PHFA works with approved banks and mortgage brokers to make home ownership more affordable to qualified borrowers in Pennsylvania.