Mortgage Advice

Ready to buy the home of your dreams? Use these guides to explore your mortgage options and find the ideal solution for your needs.

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The Latest

  • Read our guide to what to expect from a home inspection.

  • Use our extra mortgage payment calculator to see how much extra monthly payments could save you over the life of your loan (or if you should refinance instead!)

  • Mortgage underwriting evaluates applicant creditworthiness, ability to pay, and collateral value. Underwriters make the final loan approval decision.

  • What is an escrow account and how does it work? Learn everything you need to know about escrow during your home purchase and over the life of your loan.

  • All you need to know about the PHFA Keystone Home Loan Program, including income limits by PA county, minimum down payment requirements, and how to apply.

  • The pandemic seriously disrupted the retirement plans of millions of American workers. Many of them have seen their retirement timelines set back by years or decades, and as the economy heads toward a possible recession, it could take years to make up lost ground.