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Mortgage Advice

Ready to buy the home of your dreams? Use these guides to explore your mortgage options and find the ideal solution for your needs.

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The Latest

  • What is an escrow account and how does it work? Learn everything you need to know about escrow during your home purchase and over the life of your loan.

  • All you need to know about the PHFA Keystone Home Loan Program, including income limits by PA county, minimum down payment requirements, and how to apply.

  • The pandemic seriously disrupted the retirement plans of millions of American workers. Many of them have seen their retirement timelines set back by years or decades, and as the economy heads toward a possible recession, it could take years to make up lost ground.

  • Home equity is the percentage of your home that you actually own. If you need money now, find out how you can cash in on your home's current equity.

  • Good credit helps when you buy a house, but you don’t need perfect credit to get a loan. Our guide breaks down loan options for different FICO scores.

  • Interest-only loans can keep your monthly mortgage low, but they also keep you from building equity. This guide can help you decide if an interest-only loan works for you.