Mortgage Advice

Ready to buy the home of your dreams? Use these guides to explore your mortgage options and find the ideal solution for your needs.

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The Latest

  • The Pennsylvania Housing Finance Agency (PHFA) partners with approved lenders to offer affordable first-mortgage programs and down payment assistance. Below, we break down PHFA loan requirements by program, including credit score minimums, income and purchase price caps, homebuyer education rules, and how assistance like K-FIT works. How PHFA loans work PHFA does not lend directly.…

  • Learn the steps to calculate the proceeds of a reverse mortgage.

  • Learn what a note is in mortgages, and get the facts about what a mortgage note and promissory note mean.

  • Prello Realty is a flat fee MLS service that will list your home on the multiple listing service (MLS) for a few hundred dollars, then have you manage the rest of the sale. This is an alternative to a traditional sale, where a realtor lists your home on the MLS and provides full service for…

  • John Buys Bay Area Houses is a cash home buyer that purchases as-is homes directly from sellers, with no need for staging or marketing. Closing happens quickly, sometimes in a week or two. The biggest trade-off for this convenience is the low sale price. For example, a house with a market value of $400,000 may…

  • New American Funding offers many non-traditional loans and gets excellent customer reviews. But is it right for you?