Buying a Home

Discover how to navigate the real estate market and land your dream home. Learn everything you need to know about negotiations, financing, and more.

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The Latest

  • Mortgage underwriting evaluates applicant creditworthiness, ability to pay, and collateral value. Underwriters make the final loan approval decision.

  • What is an escrow account and how does it work? Learn everything you need to know about escrow during your home purchase and over the life of your loan.

  • All you need to know about the PHFA Keystone Home Loan Program, including income limits by PA county, minimum down payment requirements, and how to apply.

  • The pandemic seriously disrupted the retirement plans of millions of American workers. Many of them have seen their retirement timelines set back by years or decades, and as the economy heads toward a possible recession, it could take years to make up lost ground.

  • Home equity is the percentage of your home that you actually own. If you need money now, find out how you can cash in on your home's current equity.

  • Good credit helps when you buy a house, but you don’t need perfect credit to get a loan. Our guide breaks down loan options for different FICO scores.