UpNest vs. Clever Real Estate: Which Offers More Value?

Written by Elizabeth BoydAugust 26th, 20248 minute read

Editor's note: Following a March 2024 antitrust ruling against the National Association of Realtors (NAR), buyer's agent commissions must now be negotiated separately and are no longer covered by sellers as of August 17, 2024. For more information about these developments, check out in-house expert Steven Nicastro's recent Yahoo Finance interview.

Jump to section: Pricing and savings | In-depth breakdown | Customer reviews

UpNest and Clever Real Estate are both online services that match you with top-rated, local real estate agents who can help you buy or sell your home. They're also both available nationwide and totally free to use as a seller or buyer.

But UpNest and Clever differ in two key areas: savings and customer service.

We did a deep dive into UpNest vs. Clever to help you understand how they stack up so you can choose the best value. Here's what you need to know.

Bottom line: Clever offers better value overall

Clever Real Estate offers more value than UpNest. Both match you with highly rated agents from legit brokerages like Keller Williams and Century 21 (in fact, many agents work with both companies). But Clever's pre-negotiated low rates blow UpNest's non-guaranteed rates out of the water.

Clever sellers get full service and support for a low 1.5% listing fee instead of the usual 2.5–3% rate (according to Clever, the average seller saves about $7,000). And eligible buyers can get cash back on their purchase price after closing.

UpNest doesn't offer any guaranteed built-in savings for sellers or buyers. It claims that realtors will lower their rates to be competitive in its online marketplace — but in reality, its rates are pretty similar to what you could manage on your own. UpNest's average listing fee for sellers is 2.2%. That's quite a bit higher than Clever's 1.5% fee and not much lower than the typical 2.5–3% rate.

💡 Our advice: Start with Clever. Clever matches you with the same agents as UpNest but offers much lower rates. If Clever can't find an agent you like, then you can always try UpNest or another brand.

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Clever vs. UpNest: At a glance

Company
Pricing
Availability
Avg. rating
🏆 Clever
1.5%
Nationwide
5/5 (2,900+ reviews)
UpNest
2.2%*
Nationwide
4.6/5 (6,996 reviews)
1.5%
80+ cities
2.9/5 (331 reviews)
2%
Nationwide
4.9/5 (6,997 reviews)
*Average UpNest listing fee. Rates aren't guaranteed and may vary.

» COMPARE: Best low commission real estate companies

Clever vs. UpNest vs. alternatives

When you compare Clever and UpNest to other top alternatives, Clever is still the clear winner. Clever offers the best overall savings and service of any nationwide full-service real estate company. UpNest scores high on the agent quality and selection front, but its average rates fall short of Clever (1.5%), Redfin (1.5%), and Ideal Agent (2%).

We recommend starting with the biggest possible savings and working your way down the list. If hands-on service and support are also a major concern, consider bumping Redfin to the bottom of your shortlist.

» MORE: Learn more about Clever

Redfin: Redfin is a discount brokerage that offers seller savings (1.5% listing fees). When you sell or buy with Redfin, you’ll work with its in-house agents and may get less hands-on service and support (much of the selling process is managed via technology and a team-based approach). Clever and UpNest match you with conventional realtors for that classic 1:1 customer service experience. And sellers who work with Clever benefit from a low 1.5% listing fee, in addition to hands-on support from a top agent.

» MORE: Clever vs. Redfin: Get the full breakdown

Ideal Agent: Like Clever and UpNest, Ideal Agent is an agent matching service, but there are a few key differences: Ideal Agent matches you with only a single agent, and it has a much smaller overall agent network (about 2,000 agents nationwide vs. Clever’s and UpNest’s respective 14,000-agent networks). It offers built-in seller savings (2% listing fees), which may beat UpNest on a good day (again, UpNest’s rates are variable), but it’s still higher than Clever’s built-in 1.5% listing fee. And unlike Clever and UpNest, Ideal Agent offers no buyer savings opportunities.

⚡️ Quick tip: Shop around for the best value!

Clever, UpNest, Ideal Agent, and Redfin are all free to use, and there's no obligation to move forward with an agent. There’s absolutely zero harm in reaching out to a few brands (or all of them) and giving yourself more options. We recommend starting with the brand offering the most value (Clever) and working your way down the list. But more options are always better. Shop around, compare rates and agents (experience, personality), and pick the best fit. Finding the right agent for the job will ultimately be more important than saving a fraction of a percentage on your listing fee.

» GET STARTED: Learn about Clever, try it free with no obligation today!

Clever vs. UpNest: In-depth breakdown

Clever and UpNest are both free, nationwide services that match home sellers and buyers with local real estate agents from name-brand brokerages like Keller Williams and Century 21. You tell them about your sale or purchase and needs, they recommend local agents, and you compare options and choose the best fit.

The key difference: Savings

Clever sends its partner agents a steady stream of new business, which gives it leverage to pre-negotiate low rates and built-in savings with the agents in its network. That means every seller and buyer gets the same savings, no matter what—and they can just worry about choosing the best agent for the job.

UpNest, on the other hand, looks to drive savings through competition: agents on UpNest’s platform submit proposals and compete for new business. In theory, this “marketplace model” generates lower rates for sellers and rebates for buyers. In practice, it’s pretty similar to the “open market” outside of UpNest’s platform, which means your rates might not be super different than what you’d get on your own.

Clever vs. UpNest: Pricing and savings

Savings for home sellers

Commission fees
🏆 Clever
UpNest
Listing fee
1.5%
2.2%
Buyer’s agent fee
2.5–3%
2.5–3%
Total commission rate
3.5–4%
4.7–5.2%

Clever’s seller fees and average savings are among the best of any nationwide, full-service real estate brand. Clever pre-negotiates 1.5% listing fees for sellers nationwide, meaning you’d pay half the price compared to if you’d found that same agent on your own.

UpNest’s rates vary by market and home sale, making it hard to pin down an actual price point. But based on mystery shopping and data on UpNest’s website, expect an average listing fee of about 2.2% — pretty similar to the typical market rate of 2.5–3%.

⚠️ Expect to cover the buyer's agent fee too!

Whether you sell with Clever, UpNest, any other low commission brand, or a real estate agent you find on your own, expect to cover an additional buyer’s agent commission on top of the listing fee. Rates vary and are negotiable, but 2.5–3% is typical. That would bring your total commission fee with Clever to about 4–4.5%, which is significantly less than the typical 5–6% total. UpNest's average 5.2% total commission is generally in line with typical market rates, which means the potential savings are minimal. Learn more about how real estate commissions work.

Savings for home buyers

Clever offers cash back to qualifying buyers in the 41 states that allow commission rebates and cash back incentives for home buyers. As a home buyer, you'll get matched with top buyer's agents in your area. You can interview as many agents as you'd like until you find the right fit — or walk away at any time with no obligation.

» Try Clever: Match with the best buyer's agents in your area today

UpNest handles buyer savings the same way it handles its listing fee discounts: the agents decide what to offer. Not all UpNest agents will offer rebates, and you’ll have to compare different offerings across different proposals vs. the experience and qualifications of the various agents. Note that these rebates also typically come as credits, which require lender approval and can usually be spent only in certain ways (buy points on the mortgage, cover closing costs, etc.)

🔎 Where are buyer rebates legal? Clever, UpNest, and all low commission brands and conventional realtors alike can offer rebates in only 42 states and Washington, DC. Currently, Alabama, Alaska, Kansas, Mississippi, Missouri, Oklahoma, Oregon, and Tennessee don't allow rebates.

» MORE: Learn about home buyer rebates and cash back

Clever vs. UpNest: Customer experience

Clever and UpNest both match you with agents quickly (within a few hours at most) and have easy-to-use platforms. But Clever’s process is more personalized. You can talk to a licensed Clever Concierge who will ask you about your situation to give you better matches. With UpNest, everything is automated, which leads to fewer customized matches. There’s also not much available support if issues arise.

That said, many agents work with both Clever and UpNest. And these agents offer their clients the same service and support through these platforms as they would if a client found them independently. But when you work with Clever and UpNest, you’ll pay less commission. Working through Clever, you’ll pay roughly one-third the listing fee rate that you’ll pay through UpNest.

Agent quality and experience

Agent quality and experience are evenly matched between Clever and UpNest. But Clever applies a more tailored approach to matching clients with agents. That means you're more likely to see agents who align with what you want in your match results. Regardless, sellers and buyers can benefit from shopping around and interviewing top candidates to find a good fit.

Clever and UpNest partner with many of the same real estate professionals, and both agencies set stringent qualification standards. Their criteria include positive customer reviews, responsiveness, exceptional communication, and winning real estate sales backgrounds. In addition, Clever looks for a minimum of five years of experience, while UpNest sets the bar at three years.

Agent selection and availability

Clever and UpNest are equally matched when it comes to market coverage. Both companies have nationwide networks of over 14,000 agents. Clever and UpNest both start by matching you with two to three agents. If none are a good fit, you can request more agents to interview. Since agent selection and availability are comparable, Clever wins our vote with its guaranteed, built-in savings.

Customer reviews

Company
Avg. customer rating
Read reviews
Clever Real Estate
5/5 (2,900+ reviews)
UpNest
4.6/5 (6,996 reviews)

Clever beats UpNest in customer satisfaction. Clever has a 5/5 average customer rating versus UpNest’s 4.6/5 average rating. UpNest has more total reviews, but it's also been around longer than Clever. It’s worth mentioning that a common complaint by UpNest customers is unresponsive customer service. In contrast, Clever’s dedicated concierge team of fully licensed customer service representatives is a key benefit.

Quick summary: Clever vs. UpNest

Although Clever and UpNest are both nationwide agent matching services, Clever offers its customers the most significant and consistent value.

How Clever and UpNest are the same

  • Match sellers and buyers with top-rated real estate agents from conventional, name-brand brokerages
  • Work with only highly qualified agents with legit track records
  • Offer nationwide coverage with a large pool of real estate agents to choose from
  • Provide their matching services free of charge with no obligation
  • Offer built-in savings for home sellers and buyers as an added benefit

Why we pick Clever over UpNest

  • More built-in savings: Clever guarantees the most built-in savings (1.5% listing fee vs. UpNest’s 2.2% average).
  • Better customer service: Clever has better customer satisfaction ratings and a dedicated concierge customer support team.

💰 Better agents, better rates, zero hassle.

Try Clever’s free agent matching service today with zero obligation. Learn how much you can save!

FAQ about Clever vs. UpNest

Clever Real Estate has better rates than UpNest. Clever offers full service from a top-producing agent for just 1.5% instead of the usual 2–2.5% rate. UpNest doesn't pre-negotiate or guarantee rates, so your savings will vary depending on your market and the specifics of your sale. UpNest has stated that its average listing fee is 2.2%. Learn more about Clever and UpNest fees and savings.

Clever and UpNest differ in two key areas: savings and customer service. Clever pre-negotiates a low 1.5% listing fee with the agents in its network. UpNest doesn't pre-negotiate rates — the agents compete for your business, so actual rates and savings vary (and can be marginal). Clever also offers ongoing concierge support throughout your sale or purchase from its in-house team of fully licensed real estate agents. UpNest doesn't offer this service. Read the in-depth breakdown of UpNest vs. Clever.