Loan estimate comparison calculator

This loan estimate calculator will compare the mortgage & closing costs for an FHA, VA, USDA & conventional loans in Pennsylvania. This mortgage calculator will also estimate the PA transfer tax, title insurance & seller paid closing costs (if applicable). This web tool is similar to Mortgage & Closing Cost Calculator. PA Home buyers, Realtors® and lenders can easily estimate and compare the down payment, closing costs, escrow and prepaid costs; including seller paid closing costs (seller assist), if applicable. This mortgage and closing cost calculator is provided for illustrative purposes only. See more information below. Please send me an E-mail if you see an error or want to make a comment.

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| Input Screen | View Closing Costs | PRINT SCREEN |

Pennsylvania Closing Cost & Mortgage Calculator



Payment difference (A - B)
Estimated cash difference (A - B)

LOAN SET UP	A	B
1. Mortgage Program
1a. Veteran Use
2. What county is the home located in?
3. How many units?
4. What is your credit score?
5. Enter the sales price -
6. What are the annual real estate taxes?
7. Annual homeowner's insurance -
8. Enter the down payment percentage
9. Enter the interest rate -
10. What is the term (how long)
11. Enter the origination percentage (if applicable)
12. Are there discount points? (if applicable)
13. Enter deed transfer tax % to buyer *

PENNSYLVANIA DEED TRANSFER TAX (see below)

14. Pennsylvania Deed Transfer Tax	1.00%	1.00%
TOTAL TRANSFER TAX PERCENTAGE

SELLER ASSIST OPTION:
15. Seller assist percentage, if applicable
16. Seller is paying a flat amount.
17. Seller will pay >
DEBT TO INCOME OPTION
Gross Monthly Income
Gross Monthly Debt

Payment Ratio
Debt Ratio

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ESTIMATED CLOSING COSTS:	A	B
Administration Fee
Application Fee
Appraisal Fee
Closing Protection Letter
Courier Fee (Over night mailing)
Credit Report
Deed Transfer Tax
Discount Point (s) *
--- Discount Point Override
Document Download Fee
Flood Certification
Notary Fee
Origination Fee *
--- Origination Fee Override
Pest Inspection
Processing Fee
Real Estate Agency Fee
Recording Fees
Septic Inspection
Settlement Fee
Survey
Tax Service
Title Endorsement
Title Insurance
Underwriting Fee
Well Inspection
Wire Charge (if applicable)





TOTAL CLOSING COSTS

ESTIMATED PREPAID COSTS:
Per Diem Interest
homeowner's insurance (Estimated)
homeowner's insurance Escrow
MIP \| PMI Escrow
Property Tax Escrow & Proration * * *
FHA \| VA Funding Fee
TOTAL ESCROW & PREPAIDS

ESTIMATED CASH REQUIRED AT CLOSING
Down Payment
Additional Down Payment
Estimated Closing Costs
Estimated Prepaid Costs
Subtotal
Less Appraisal
Less Credit Report
Less Earnest Money Deposit
Less Fess Paid by Seller
Less Financed Funding Fee
ESTIMATED CASH TO CLOSE

ESTIMATED MONTHLY PAYMENT
Principal & Interest
homeowner's insurance
Real Estate Taxes
MIP \| PMI * * * *
--- MIP \| PMI Override
Condo \| Hm Association Fee
PAY MONTHLY





Compliments of AnytimeEstimate.com
ESTIMATED CLOSING COSTS:		ESTIMATED CASH NEEDED AT SETTLEMENT
Administration Fee		Down Payment
Application Fee		Additional Down Payment
Appraisal Fee		Estimated Closing Costs
Closing Protection Letter		Estimated Escrow & Prepaid Items
Courier Fee (Over night mailing)		Subtotal
Credit Report
Deed Transfer Tax		Less Appraisal
Discount Point (s) *		Less Credit Report
Document Download Fee		Less Earnest Money Deposit
Flood Certification		Less Fess Paid by Seller
Notary Fee		Less FHA, VA Funding Fee	0.00
Origination Fee *
Pest Inspection		ESTIMATED CASH TO CLOSE
Processing Fee
Real Estate Agency Fee		ESTIMATED MONTHLY PAYMENT
Recording Fees		Principal & Interest
Septic Inspection		homeowner's insurance
Settlement Fee		Real Estate Taxes
Survey		MIP \| PMI
Tax Service		Condo \| Hm Association Fee
Title Endorsement		PAY MONTHLY
Title Insurance
Underwriting Fee		DETAILS OF MORTGAGE
Well Inspection		SALES PRICE
Wire Charge (if applicable)		Type of Loan
		Term (Years)
		Mortgage Amount
		Interest Rate
		Loan To Value
		front-end Ratio
TOTAL CLOSING COSTS		back-end Ratio

ESTIMATED ESCROW & PREPAID COSTS:
Per Diem Interest		CASH REQUIRED AT SETTLEMENT MUST BE IN
homeowner's policy (Estimated)		THE FORM OF A CASHIERS OR CERTIFIED CHECK
Homeowners Escrow ( 2 Months)
MIP \| PMI Escrow ( 2 Months )		The settlement & loan costs are an estimate only.
Tax Escrow & Proration (12 Mths)		Actual settlement costs are determined by the
FHA \| VA Funding Fee		closing date and the expenses required by the lender.
TOTAL ESCROW & PREPAIDS

BUYER	Date	SELLER	Date

BUYER	Date	SELLER	Date

AGENT		AGENT