Mortgage Advice

Ready to buy the home of your dreams? Use these guides to explore your mortgage options and find the ideal solution for your needs.

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The Latest

  • Interviewing a realtor (or three)? Here are the top questions to ask when you’re buying or selling a home.

  • The City of Pittsburgh offers a first time home buyer program for home buyers. The City also offers a down payment & closing cost assistance program

  • If you’re taking out a conventional mortgage & have less than a 20% down payment, the mortgage company will require you to purchase private mortgage insurance

  • A mortgage contingency is a clause that gives home buyers time to get a mortgage or the ability to break a contract if a mortgage is denied to them.

  • FHA guidelines for gift funds allow you to use gifts for your down payment and closing costs as long as they’re not a loan and come from an acceptable source.

  • Don't have the traditional 20% for a down payment on a house? Check out our guide for mortgages that require low or no down payments.