
Lydia is a writer with a knack for personal finance and all things money. She's passionate about explaining complex topics in easy-to-understand language. Lydia has covered a variety of finance topics, including investing, insurance, banking, credit cards, mortgages, real estate, loans, saving, and retirement.

Learn how to buy a house with confidence by avoiding common pitfalls, asking the right questions, and making smart financial choices.

If you're willing to prepay some of the interest at settlement, your lender can offer you a lower interest rate. Learn more!

All banks & mortgage brokers will request the same documentation at mortgage application (and pre-approval). Learn more!