Lydia Kibet

Writer

Lydia is a writer with a knack for personal finance and all things money. She's passionate about explaining complex topics in easy-to-understand language. Lydia has covered a variety of finance topics, including investing, insurance, banking, credit cards, mortgages, real estate, loans, saving, and retirement.

Featured Published Articles

FHA 203(k) loans are an affordable option to buy a house that you know will need renovations, but they do come with stricter requirements that can be a slog.
If you can't get an FHA loan on your own, a cosigner could help you qualify. Learn why you might need a cosigner and who can help.
The first thing a mortgage lender looks for on credit report is the credit score. The lender also looks for collection accounts and late payments.
An FHA loan is a government-backed mortgage for buyers with lower credit or smaller down payments. Learn how it works and who qualifies.
FHA vs. VA loans: Compare benefits, requirements, and costs to find the right mortgage for your homebuying needs.
Learn how FHA construction loans work, including eligibility requirements, how to finance land and building costs, and how to apply. Build your dream home with as little as 3.5% down.