Lydia Kibet

Writer

Lydia is a writer with a knack for personal finance and all things money. She's passionate about explaining complex topics in easy-to-understand language. Lydia has covered a variety of finance topics, including investing, insurance, banking, credit cards, mortgages, real estate, loans, saving, and retirement.

Featured Published Articles

FHA, VA, USDA, and conventional mortgages permit the seller to pay a percentage of your closing and escrow costs. But limits and restrictions apply!
When you’re buying a home, the mortgage you choose could mean the difference between saving thousands of dollars and quietly draining your wallet over time. Even small differences in interest rates and terms matter. At the center of this process is the mortgage loan originator (MLO). They’re one of the first professionals you’ll meet when…
A physician mortgage loan lets doctors buy a home with little or no down payment and relaxed student loan rules. See if you qualify.
Real estate proof of funds letters certify borrowers/cash buyers have funds available for the purchase. Learn about POF letters and how to get one.
Our in-depth guide breaks down all the conventional loan requirements in 2022. Spoiler: it’s not as difficult to get approved as you might think!
Our in-depth guide breaks down the USDA loan requirements in 2022. Learn if you qualify!