
Lydia is a writer with a knack for personal finance and all things money. She's passionate about explaining complex topics in easy-to-understand language. Lydia has covered a variety of finance topics, including investing, insurance, banking, credit cards, mortgages, real estate, loans, saving, and retirement.

Wondering how to choose the best mortgage? Read our quick guide to the interest rates for the most popular types of mortgages.

FHA loans charge an upfront and annual MIP (mortgage insurance premium) that you’ll have for the life of the loan unless you refinance.

You can get rid of PMI from your loan through a number of ways, some that happen automatically. Here’s what to know.

PHFA works with approved banks and mortgage brokers to make home ownership more affordable to qualified borrowers in Pennsylvania.

Our in-depth guide breaks down all the conventional loan requirements in 2022. Spoiler: it’s not as difficult to get approved as you might think!

Home equity is the percentage of your home that you actually own. If you need money now, find out how you can cash in on your home's current equity.