Lydia is a writer with a knack for personal finance and all things money. She's passionate about explaining complex topics in easy-to-understand language. Lydia has covered a variety of finance topics, including investing, insurance, banking, credit cards, mortgages, real estate, loans, saving, and retirement.
An FHA loan is a government-backed mortgage for buyers with lower credit or smaller down payments. Learn how it works and who qualifies.
FHA vs. VA loans: Compare benefits, requirements, and costs to find the right mortgage for your homebuying needs.
Learn how FHA construction loans work, including eligibility requirements, how to finance land and building costs, and how to apply. Build your dream home with as little as 3.5% down.
Prequalify for a mortgage to find out how much you can afford and improve your chances of landing your dream home. Here's why it’s key.
Understand the key steps for how to buy a condo, including what to look for in the HOA, how fees work, and what questions to ask before committing.
Learn how to buy a house with confidence by avoiding common pitfalls, asking the right questions, and making smart financial choices.