Lydia Kibet

Writer

Lydia is a writer with a knack for personal finance and all things money. She's passionate about explaining complex topics in easy-to-understand language. Lydia has covered a variety of finance topics, including investing, insurance, banking, credit cards, mortgages, real estate, loans, saving, and retirement.

Featured Published Articles

Our in-depth guide breaks down all the conventional loan requirements in 2022. Spoiler: it’s not as difficult to get approved as you might think!
Home equity is the percentage of your home that you actually own. If you need money now, find out how you can cash in on your home's current equity.
The piggyback calculator will estimate the first & second loan payment for 80-10-10, 80-20 & 80-15-5 mortgages
The new conventional 97 loan program was rolled out to compete with the FHA home loan. Here are the details of the Conventional 97 compared to an FHA mortgage
Easy to use USDA loan calculator to estimate the monthly payment; including real estate taxes, home insurance & monthly mortgage insurance (PMI)
Your FICO score is what mortgage lenders pull from the major credit bureaus to determine how risky you are as a borrower. But since every credit bureau uses a different FICO score variant, which FICO score do mortgage lenders use? The answer is a bit complicated. Most mortgage lenders blend the scores from Experian, TransUnion,…