Lydia Kibet

Writer

Lydia is a writer with a knack for personal finance and all things money. She's passionate about explaining complex topics in easy-to-understand language. Lydia has covered a variety of finance topics, including investing, insurance, banking, credit cards, mortgages, real estate, loans, saving, and retirement.

Featured Published Articles

Our in-depth guide breaks down all the conventional loan requirements in 2022. Spoiler: it’s not as difficult to get approved as you might think!
Our in-depth guide breaks down the USDA loan requirements in 2022. Learn if you qualify!
FHA 203(k) loans are an affordable option to buy a house that you know will need renovations, but they do come with stricter requirements that can be a slog.
If you can't get an FHA loan on your own, a cosigner could help you qualify. Learn why you might need a cosigner and who can help.
The first thing a mortgage lender looks for on credit report is the credit score. The lender also looks for collection accounts and late payments.
An FHA loan is a government-backed mortgage for buyers with lower credit or smaller down payments. Learn how it works and who qualifies.