

The debt to income ratio calculator will estimate the monthly income & debt for mortgage preapproval & determining the debt to income ratio; including YTD income

Learn if you qualify for a HomeReady mortgage from Fannie Mae.

All you need to know about the PHFA Keystone Home Loan Program, including income limits by PA county, minimum down payment requirements, and how to apply.

A 3-year ARM saves you money in the short term, but it can saddle you with big costs in the long run. Find out more in our guide to 3-year ARMs.

Learn how to qualify for a low- or no-closing-cost loan. We'll also break down other ways to save on closing costs, including home buyer grants and sellers assist.

The amendatory clause is required for an FHA loan to protect the buyer against a low appraisal. The amendatory clause also determines the maximum loan amount.