The Rhode Island title insurance rate calculator is designed for 1 – 4 unit residential properties and condominiums. Rhode Island does not require the title insurance rates be filed with the state. The home buyer usually pays for both the owner's and loan policies. Rhode Island does not have a mortgage, recordation, or excise tax. The title insurance premiums do not include the search and examination fee.
The purchaser usually pays the search and examination fee in Rhode Island. The deed transfer tax is known as the realty transfer tax in Rhode Island. The current rate is $2.30 per $500.00. The deed transfer tax is usually paid by the seller. Please send me an E-mail if you see an error or want to make a comment.
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What is a reissue rate in Rhode Island?
The reissue rate is a discounted title rate. The discount is 40%. Read more.
What is a simultaneous issue rate?
When a title insurance policy is purchased for both an owner's policy and loan policy (covering the same property), the title insurance company will provide the loan policy for $50.
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