New Hampshire Title Insurance Rate & Transfer Tax Calculator
Easily
calculate the New Hampshire title insurance rate for purchase and refinance
loans; and transfer tax for 1 - 4 unit residential units. Please send
me an E-mail if you see an error or want
to make a comment.
How much is the real estate transfer tax in New Hampshire?
The New Hampshire real estate transfer tax is $0.75 per $100 of the full price of or consideration for the real estate purchases.
Does New Hampshire have a mortgage, excise or recordation tax?
New Hampshire does not have a mortgage, excise or recordation tax.
Who pays the transfer tax in New Hampshire?
The transfer tax is customarily split between the buyer and seller, although payment is dictated by the sales contract.
Who pays the title insurance premium?
In New Hampshire, the home buyer pays for the owner's and lender's policy (if applicable).
What is a reissue rate?
A reissue rate is a lower cost title insurance policy. In New
Hampshire, the premium reduction is approximately 40%. For the reissue
rate to apply in a refinance transaction the existing title policy
must be no more than 10 years old and the ownership must remain
the same.
For the reissue rate to apply in a sale transaction, the seller
must have a valid owner's title policy at the time of the transfer.
In either case, a copy of the prior policy must be provided. SOURCE:
Title insurance manual