Delaware Title Insurance & Transfer Tax Calculator

Delaware State FlagEasily calculate the Delaware title insurance rates and Delaware transfer tax. This title insurance rate calculator is designed to estimate the title insurance rate for one to four family residences and condominiums. Delaware transfer tax is a total of 4% (2% percent to the State and 2%percent to the county or municipality). This amount is usually split between the buyer and seller, unless the parties agree otherwise. first-time home buyers receive a discount on the county transfer tax. Please send me an E-mail if you see an error or want to make a comment.

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  Delaware Title Insurance Calculator
 
  Selling price of property  
 
  Mortgage Amount  
 
  Transfer & Recordation Tax
  BUYER   SELLER
       
  first-time home buyer    
  Transfer taxes are customarily split between buyer & seller
  Title Insurance
 
  Delaware TRID calculation
  CFPB Owner's Title Policy Disclosure Calculation
  Basic Owner's Policy (Actual Premium)    
  Simultaneous Loan Policy (Actual Premium)    
  Stand-alone Loan Policy (Actual Premium)    
  CFPB - Owner's Policy Disclosed Amount    
  Title Insurance Premium Adjustment    
  TOTAL TITLE INSURANCE COST      
 
  Title Insurance Endorsements
 
  Closing Protection Letter $125.00  
 
  ALTA 8.1-06 Environmental Protection Lien $50.00  
  ALTA 9-06 Restrictions, Encroachments, Minerals $50.00  
  ALTA 22-06 Location $135.00  
  ALTA 4.1-06 Condominium $50.00  
  ALTA 5.1-06 Planned Unit Development $50.00  
  ALTA 6-06 Variable Rate Mortgage $50.00  
  DE DTIRB-43 LAND SAME AS SURVEY $135.00  
  DTIRB-01 Balloon (FNMA) $50.00  
 
  Estimated Mortgage Recording Fee $286.00  
  Estimated Deed Recording Fee $101.00  



Reissue Title Insurance Rates For Loan Policies


The Rate for Reissue Loan Policy coverage shall apply up to the liability amount of the previously issued title insurance policy by any company for the same property within five (5) years prior to the application for the new loan policy, provided there is evidence of previous insurance as described in Section 2.8.

The Original Loan Policy coverage rate would be applied to the part of the debt that exceeds the liability amount of the previously issued policy.
SOURCE: Title Insurance Rate Manual State Of Delaware

Delaware Real Estate transfer tax

The Delaware Real Estate transfer tax of 4% is split equally between the home buyer and seller. The county receives 2% and the State of Delaware also receives 2% of the sales price. A first-time home buyer in Delaware that has never owned a home before receives an exemption on the county portion of the Delaware real estate transfer tax in all three counties of Delaware.

FREE closing cost and/or down payment money for Delaware first-time home buyers

The Federal Home Loan Bank of Pittsburgh provides a free down payment (or closing cost assistance grant) for qualified first-time home buyer(s) in Delaware, Pennsylvania, and West Virginia.  For every dollar that you put into the purchase of the home, the Federal Home Loan Bank will grant three dollars.  Read more