West Virginia Title Insurance Rate and Transfer Tax Calculator

The West Virginia title insurance rate calculator may be used to estimate title insurance prices for residential properties with one to four units.

West Virginia levies a deed transfer tax (often referred to as an excise tax) on real property. The tax is $1.10 per $1,000.

Each county has the authority to establish its own excise tax rate, which the majority do. West Virginia does not have a mortgage tax. West Virginia title insurance calculator will compute residential and non-commercial title insurance premiums, as well as estimate state and county transfer taxes. Please send me an E-mail if you see an error or want to make a comment.

Can I get a cheaper title insurance rate in West Virginia?

Most title insurance companies offer a reissue rate (30% discount) under certain conditions. Here's one title company's requirement for the discount/reissue rate:

The Reissue Title Insurance Rate applies to Owner’s or Leasehold Policies. If the
seller/owner or lessor has a policy on the property to be insured and that policy is not more
than ten (10) years old, the purchaser or subsequent lessor is entitled to a reissue discount on
the new policy. The rate shall be seventy percent (70%) of the rate for an original owner’s
or leasehold policy up to the amount of the existing policy. If more insurance coverage is
desired under a reissue policy than was written in the original policy, the additional shall be
calculated at the original insurance rates under the applicable bracket.

SOURCE: Rate manual

FREE down payment/closing costs grant for West Virginia home buyers

The assistance grant is a 3 to 1 match. For every dollar that you put into the purchase of the home, the Federal Home Loan Bank of Pittsburgh will grant three dollars. For example, if you pay $1,000 toward the purchase of the home, you would receive $3,000. The maximum grant is $5,000. and here's the best part, you do not have to pay the grant money back! Read more.