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DC Title Insurance, Transfer Tax & Recordation Tax Calculator

Easily calculate the Washington DC title insurance rate and transfer tax, including the recordation tax. The title insurance and transfer tax calculator will estimate the title insurance rates and transfer tax for one to four family, owner occupied residential units and condominiums. Title insurance rates are filed in the District of Columbia, but not regulated. As such, title insurance premiums can vary between title insurers. Please send me an E-mail if you see an error or want to make a comment.

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| Purchase | Refinance |

  Washington DC Title Insurance Calculator
   
  Selling price of property  
  Mortgage Amount  
 
  Transfer & Recordation Tax
 
  first-time Home Buyer Buyer   Seller  
  DEED TRANSFER TAX    
   
  RECORDATION TAX    
   
  TOTAL    
 
  The Buyer customarily pays the Recordation tax and the seller customarily pays the Transfer tax. However, payment is dictated by sales contract.
 
  Title Insurance
 
  Estimated District of Columbia TRID calculation
  CFPB Owner's Title Policy Disclosure Calculation
  Basic Owner's Policy (Actual Premium)  
  Simultaneous Loan Policy (Actual Premium)  
  Stand-alone Loan Policy (Actual Premium)  
  CFPB - Owner's Policy Disclosed Amount  
  Title Insurance Premium Adjustment  
  TOTAL TITLE INSURANCE COST  
 
  Title Insurance Endorsements
XI. ENDORSEMENTS
Endorsement charges may vary depending on the risk involved in each transaction. Please refer to the Company for charges. Most standard ALTA endorsements commonly issued on residential transactions, including, but not limited to, the ALTA 4-06, 4.1-06, 5-06, 5.1-06, 6-06, 6.2-06, 8.1 06, 9-06, 14-06, 14.1-06, 14.2-06, 14.3-06, and 22-06, may be issued at no charge. 		 
 
  Closing protection letter $50.00  
  Estimated title closing costs
  Title Closing Fee $450.00  
  Title Examination Fee $260.00  
  Title Insurance Binder Fee $150.00  
  Title Recording Service Fees $50.00  
  Mortgage Recording Fee $156.50  
  Deed Recording Fee $31.50  

Who pays the transfer and recordation tax in the District of Columbia?

The Buyer customarily pays the Recordation tax and the seller customarily pays the Transfer tax. However, payment is dictated by the sales contract. Read more

A first-time home buyer discount is available to qualified home buyers. The purchase price ceiling is $647,000 and there are income limits. Read more

How are title insurance rates established in the District of Columbia?

After January 1, 2011, a title insurer or title insurance producer may charge any rates regulated by the District of Columbia in accordance with the premium rate schedule and manual filed by the title insurer and approved by the Commissioner in accordance with applicable law and rate filing rules.

By regulation, the Commissioner may allow for the temporary use of premium rate schedules in place before January 1, 2011.

31-5031.17, D.C. Code Ann.
SOURCE: American Land Title Association

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