Tennessee Title Insurance Rate & Transfer Tax Calculator

Tennessee State flagTitle Insurance Rates  - Title insurance rates must be filed with the Tennessee Commissioner of Insurance. The home seller typically pays the owner's policy and the buyer customarily pays for the loan policy. Search and Examination Fees  - in most counties there is a charge for title examination in addition to the title insurance premium. In a few counties, an all-inclusive rate that includes the title examination fee in the title insurance premium charge. If there is a separate fee for title examination, the seller customarily pays it. Deed Transfer Taxes and Documentary Stamps in Tennessee - The current deed transfer tax is $0.37 per every hundred dollars of consideration (sales price). The purchaser customarily pays the deed transfer tax. Mortgage Transfer Taxes - The mortgage tax is $.115 per one hundred dollars or fraction thereof of indebtedness. This Tennessee title insurance rate and transfer tax calculator will estimate the title insurance rates and transfer tax for one to four family, owner occupied residential units and condominiums.

| PURCHASE | REFINANCE |
  Tennessee Title Insurance Calculator (Purchase)
 
  Choose TN County  
 
  Selling price of property    
 
  Loan Amount    
 
  * Prior Loan Amount      
 
  Title Insurance
    Owners Loan  
  Policy Policy  
  Policy Premium    
  Reissue Credit    
  Simultaneous Issue Loan Premium      
         
  TOTAL COST    
 
  Mortgage and Transfer Tax
    BUYER SELLER  
  TN State Tax Stamps  
 
  TN Mortgage Tax Stamps  
         
  TOTAL COST    
 
  Settlement Fees
    # BUYER SELLER  
  Closing Fee   365.00 365.00  
  Closing Protection Letter   50.00 50.00  
  Title Search      
  Overnight Mailing Fee (per package) 1    
  Document Fee (per instrument) 1    
  Title Curative Fee for Mobile Homes    
  Recording Fees*   2    
       
  TOTAL    
       
  Standard endorsements will be included at no additional charge upon request of the lender at the time of policy issuance.  
     
  Reissue Title Insurance Rates for Owner’s, Leasehold or Mortgages. When application for owner’s, leasehold, or mortgage title insurance is made within ten (10) years of the effective date of a previous policy issued by an approved company, a reissue rate of 70% of the original rate shall be used. A previous policy is defined as a policy which insures the current owner, lessee or mortgagee. Proof of prior policy must be provided in order for reissue credit to be given. The reissue rate is applicable only up to the face amount of the previous policy; the original rates in the applicable bracket or brackets shall be used to compute coverage in excess of the amount of the previous policy.  
     
  SIMULTANEOUS ISSUE RATES (Owner’s and Loan Policies) - When an owner's and loan policy(is) covering identical land are to be issued simultaneously, the charge for the owner's policy shall be the applicable owner’s rate. The charge for each loan policy simultaneously issued for an amount of coverage not in excess of the owner's liability shall be $35.00. Loan policy liability in excess of the owner's policy liability shall be charged for at original rates for mortgage title insurance in the applicable bracket or brackets.