VA Loan Calculator with Taxes & Insurance (updated for 2021)

US flagUse this VA loan calculator to estimate the mortgage amount and monthly payment for a Veteran home loan.

The Veteran's Administration does not impose a maximum amount that the veteran may borrow. Simply enter the purchase price and down payment (if applicable), then use the drop down boxes to determine the applicable VA funding fee percentage and loan term of 15, 20, 25, or 30-years. This calculator will also estimate the monthly mortgage payment with taxes. Learn more about Veteran Loans.

  VA Entitlement Worksheet
  Sales Price (or Appraisal whichever is less)  
  Down Payment  
  VA Eligibility  
  Funding Fee    
  Used entitlement (not restored, if applicable)  
  Interest Rate  
  Monthly Payment  
  Principal & Interest  
  Annual Real Estate Taxes /12 =  
  Annual homeowner's insurance /12 =  
  Mortgage Amount
  Base Mortgage  
  VA Funding Fee  
  Full Mortgage  
  Required Down Payment  
  Guaranty Percentage